
Your code. Their bonus. Your cut.
Get a PalmX referral code. Anyone who downloads the app and enters it starts with a bonus in their wallet, and you earn on every activation. No minimum following, no location requirement.
PALMX·YOUYour codeThree steps, then it runs itself.
Apply
Tell us where your audience lives and roughly how big it is. No minimum following: the code does the talking.
We issue your code
A unique code and a tracked link you can put anywhere, usually within a few days of a quick account check.
Get paid
Activations land in your dashboard, and earnings settle into your own PalmX balance.
Both sides come out ahead.
They get
- A joining bonus credited to their PalmX balance when they download the app, enter your code and complete enrolment.
- The whole app: palm pay, splitting, Raast transfers, a virtual card and member perks, from one balance.
You get
- A payout for every activation on your code, paid into your own PalmX balance.
- Live tracking of installs, activations and earnings per code.
- Works anywhere the app does, so you're not limited to one city.
- Bonus tiers once your code passes activation milestones.
Bonus amounts and payout rates are finalised with our EMI partner before launch. We'll confirm them in writing when your application is approved, rather than publish a number we'd have to change. Applying doesn't commit you to anything.
Share a code. Earn on every activation.
Codes are issued after a quick check of your account, ahead of the 30 November 2026 launch.
Funds held with NEEM, our licensed EMI partner, and regulated by the State Bank of Pakistan.