PalmX is palm payments for Pakistan.
PalmX is a registered Pakistani fintech company, founded by Muhammad Talha Ahmad and based in Lahore. Enrol your palm once, then pay in under a second by hovering your hand over a PalmX reader — no cash, no card, not even your phone.
PalmX, in facts.
- Company
- A registered fintech company in Pakistan.
- Founder
- Muhammad Talha Ahmad
- What it is
- A palm payment app and e-wallet. Customers pay by hovering a hand over a PalmX reader; the same balance also pays by QR, online by virtual card, and sends to any bank or wallet in Pakistan via Raast.
- Where
- Based in Lahore, Punjab, Pakistan. Built for Pakistan, opening location by location.
- Launch
- The first PalmX locations go live on 30 November 2026; the waitlist is open now.
- Payments partner
- OPay, a multinational financial technology company, holds customer funds.
- Regulation
- Funds are held with OPay and regulated by the State Bank of Pakistan. PalmX is a technology product on that infrastructure and does not hold customer balances itself.
- Biometric data
- No image of a hand is stored. The scan is encrypted at read time and reduced to a numeric token — a palm signature — custodied by the payments partner like card data.
- Speed
- A palm payment completes in under 300 milliseconds. One-time enrolment takes about a minute at a PalmX kiosk.
- Website
- palmxglobal.com
- Contact
- info@palmxglobal.com
One balance. Every way to pay.
PalmX is an e-wallet first, with palm payments on top. Everything spends, splits and settles from one balance.
Palm Pay
Hover your hand over a PalmX reader and the payment is done in under a second. Nothing to touch or carry.
QR Pay & virtual card
Where there is no reader, pay by QR. Online, the PalmX virtual card works anywhere cards are taken.
Split & send
Split any bill instantly, wallet to wallet, and send to any bank account or e-wallet in Pakistan through Raast.
Perks
Member discounts at partner brands, applied automatically at checkout.
People, brands and communities.
For people
Anyone who wants to pay without cash, cards or a phone. Joining the waitlist and enrolling are free.
For businesses
Cafés, restaurants and retailers get a PalmX palm scanner installed free, a listing in the app and member offers at checkout.
For communities
The PalmX Crew bring PalmX to their area and unlock rewards per activation; affiliates share a code and earn on every activation.
Payments partner
Funds regulated by the State Bank of PakistanYour funds are held with OPay, a multinational financial technology company, and regulated by the State Bank of Pakistan. PalmX is an e-wallet ecosystem — it doesn't hold your balance itself.
Press, partners and questions.
For media enquiries, partnerships or anything else about PalmX, email the team — we reply to every message.